01 / The work
See the shortfall before the commitment.
Several affordable-looking offers can become unaffordable when their dates overlap. Planning needs the starting balance, expected deposits, unpaid installments, minimum buffer and existing reservations on one timeline. SettleLift’s prototype makes those assumptions explicit.
02 / The process
Plan the schedule before committing funds.
- Set an as-of date, hypothetical opening balance and minimum buffer. Enter the deposit events that should be included in the scenario.
- Inspect the running balance against unpaid obligations. Review the first projected shortfall and the effect of overdue installments before adding another commitment.
- Place a conservative local offer hold, compare the remaining scenario funds and release the hold when appropriate. Existing schedules and holds must not count the same obligation twice.
03 / Context & decisions
What stays connected
A projected balance depends on the assumptions behind it. Keep proposed deposits, installments and planning buffers visible together. A schedule or local hold is not proof that funds exist or a payment cleared.
Current scope & remaining work
04 / Product status
What you can explore today.
- Working preview
- Cash-flow scenarios, shortfall dates, buffers and browser-only offer holds.
- Prepared backend
- Verified-payment data model and reversal-aware completion checks.
- Connection work remaining
- Funding-provider connection, production reservations and payment execution.
05 / Common question
Does SettleLift hold the consumer’s money?
The current prototype holds and transfers no money. A future financial connection must use an authorized provider and verified instructions. No payment rail is activated by this website.